Your home may be repossessed if you do not keep up repayments on your mortgage.
For many people, this is the most important transaction that they will make in their lives.
Our task is to explain in simple language what can at times be an extremely complex scenario. We will go through all the costs from start to finish before you commit yourselves to the transaction. This includes explaining what might happen if you are advised by the lender that specialist reports are required, explaining the make up of the legal fees and disbursements, among other things.
Should you select a fixed rate, a tracker rate, a capped rate, or perhaps a discount rate? Should the deal be short term or long term? Is that low rate really the best value, when the associated fees are included?
These and many more questions will be dealt with, at your pace. We understand that it can be bewildering, trying to sift through all the products and permutations. That is why we always say “Don’t sign anything, until you are satisfied that the recommendation is right for you.”
Our aim is that you leave our office with a clear picture of what is required and the associated costs.
Life and Health Insurance
Once the mortgage offer arrives, we will discuss with you the most suitable forms of protection. Let us ensure that in the event of death, disease or disability, that you home cannot be taken from you.
We will discuss with you the most suitable cover. Do you have expensive bikes, laptops and jewellery that might be lost or damaged away from home? You might be pleasantly surprised at how little it costs to insure these valuable items.
If you think we could be of assistance, please contact us here.